Denial of Fire Insurance Claims

The recent wildfires that have plagued the state of Texas have left hundreds of homes and businesses destroyed. The shock of losing property to a disaster like this can be compounded when your insurance claim is denied by a dishonest insurance company. If your fire insurance claim is denied and you believe that you had a valid claim, contact Tony Malley, Attorney at Law for help.

In disasters of this magnitude, many insurance companies try to protect their bottom line by denying as many claims as they can, even when the claims are valid. Mr. Malley has years of experience fighting the tactics of unscrupulous insurers and is not afraid to stand up to the largest insurance companies when they are at fault.

If you feel that your insurance claim was unfairly denied, please contact Mr. Malley today. He provides dedicated legal representation for people that are affected by bad faith insurance practices and would like to help you get the compensation you need and deserve.

What is Bad Faith Insurance?

An insurance policy is a contract between you and the insurance company. When you make the proper premium payments, you have lived up to your end of the contract. If your claim is unfairly denied, or if payment is delayed, the insurance company has likely acted in bad faith, meaning it did not fulfill its end of the contract.

Insurance companies are expected to act in good faith. When they engage in unfair practices, they can be held liable. Other types of bad faith practices include:

• Changing the policy retroactively or without the insured's knowledge
• Intentionally misinterpreting the facts of a claim or legal terminology
• Withholding additional benefits because the insured is unaware of them
• Offering a settlement that is inappropriate for the actual value of the claim
• Raising premiums to an unreasonable level
• Delaying the processing of the claim to an unreasonable degree

How an Attorney Can Help You

Mr. Malley can review the denial and investigate whether your insurance company acted in bad faith. If wrongdoing has occurred, he will fight tirelessly to ensure you are compensated fairly. Mr. Malley recognizes the devastation that is associated with losing a home or a business. He will make sure that you and your family receives the compensation you need to rebuild and move forward with your lives.

As a Texas resident, Mr. Malley has seen the devastation of the wildfires firsthand. He would like to assist you any way he can. For more information, please contact Beaumont insurance claims lawyer Mr. Malley today.