Homeowners Insurance Claims
A homeowner’s insurance policy is a contract which offers financial protection from damages in return for the payment of your premium. When you submit a valid claim and the insurer unfairly denies the claim, it is a breach of that contract, which is known as bad faith. Bad faith insurance tactics are illegal, and an experienced attorney can help victims regain the money they are due. Attorney Tony Malley is an expert in dealing with insurance companies, and has helped countless homeowners with insurance claims involving bad faith practices.
Bad Faith Insurance Tactics
While not every claim denial constitutes bad faith, insurance companies are notorious for exploiting consumers who are not protected by their own experienced counsel. Bad faith tactics are especially likely in the wake of a major disaster, such as a wildfire, flood or tornado. In these circumstances, the insurer may be overextended and willing to break the law to protect the bottom line. Examples of insurance bad faith include:
- Refusing to pay the full value of the claim
- Intentionally misinterpreting policy language
- Lack of proper investigation before denying a claim
- Improper delays in processing a claim
- Offering settlements that are a fraction of the actual value of the claim
Experienced Help for All Homeowners
In addition to helping homeowners who have had their claims denied, Mr. Malley can also assist people who are still preparing to file their claims. There are several ways in which an expert in insurance claims can help you. Having an experienced hand guide you through the process can prevent unnecessary delays from incorrect paperwork, skipped steps, or inaccurate information.
Mr. Malley will ensure that everything on our end is handled correctly, and monitor the progress of the claim to make sure the insurer is responding accordingly. Since the process can be time consuming and complicated, it is beneficial to have an attorney on your side even if you feel comfortable handling the paperwork yourself.
Contact Tony Malley, Attorney at Law
Mr. Malley is a member of the Moore Landrey, L.L.P. law firm. He is experienced in a complete range of insurance claims and can help you get through the process quickly and efficiently. To schedule a consultation, please contact Beaumont bad faith attorney Mr. Malley today.